Here's a blouse and skirt I bought on clearance at Kmart last week (under $15 for the pair!) The blouse comes with the necklaces...and the skirt is an elegant, ladylike length in a muted plaid.
Accessories are a white hairbow, gold jewelry, black hose, and black pumps with metal heels.
More pics on Flickr. I also took pics of two other outfits today; I'll try to get them posted later or tomorrow.